Ask an Advisor Answers

Question: I NEED TO GET AN ANGER THAT I'M FEELING OFF MY CHEST. ALL OVER THE WEB SITES ARE SAYING TO CLEAR UP YOUR CREDIT WORTHYNESS. TAKE OUT A PERSONAL LOAN, BAD CREDIT OKAY, START OVER. I WAS FAIRLY WELL OFF FINANCIALLY (thanks to my first husband) AFTER HIS DEATH. I HAD 27 YEARS WITH HIM, WE HAD THREE BUSINESSES GOING AND WERE DOING OKAY UNTIL HE GOT SICK AND HAD TO GO SOUTH, WHERE HE DIED. I WAS WINED AND DINED BY A MAN THAT WAS GIVING ME EVERY INDICAATION THAT HE WAS WELL OFF. I WOUND UP MARRIED TO HIM ONLY TO FIND OUT THAT HE WAS A BAD BUSINESS MAN AND PUT ME INTO BANQURPCY ONCE (which I paid off) AND A FEW YEARS LATER HE DID THE SAME. I BACKED THIS MAN FINANCIALLY AND LOST EVERYTHING. NOT ONLY MONEY BUT PROPERTY. AT THE AGE OF 70 I LEFT THIS MAN, CAME TO MICHIGAN WHERE I WAS BORN TO TRY TO START OVER. THE STRESS OF ALL THIS CAUSED ME TO LOOSE EVEN MORE, MY HEALTH. TWO YEARS AGO I WAS TOLD I HAD COPD, WITH HEART FAILURE. I AM TRYING TO "START OVER" WITH THE FEW YEARS I HAVE LEFT AND I'M SPINNING WHEELS TRYING TO GET A $5,000.00 LOAN TO PAY OFF EXISTING BILLS, MANY OF WHICH ARE MEDICAL BILLS. THEY ADVERTISE "BAD CREDIT IS OKAY" AND LIST AMOUNTS UP TO 20,000/25,000. BUT I HAVE YET TO FIND ANYONE WHO LIVES UP TO THEIR ADVERTISING AND ARE WILLING TO GIVE ME A CHANCE. OH WELL, I GUESS I'LL JUST HAVE TO GO TO FAMILY TO GET A LOAN, BUT IT "DOES ANGER ME" THE WAY THEY WORD THEIR ADS. AND ALL MY PERSONAL INFORMATION IS ON THE WEB FOR EVERYONE TO SEE. THAK YOU FOR LETTING ME BITCH.

Answer:

Hi Patricia,

Sorry to hear of your travails, we are sympathetic. Although we understand the value of venting one's angst and believe that in the proper forum doing so can yield positive results, the Ask an Advisor function within the Community Tool Box provides brief, personalized responses to questions about community work (for example, questions about planning, assessment, participation, publicity, program development, leadership, advocacy, or evaluation). We are not able to answer all questions, such as those relating to counseling on personal matters, academic or degree progress, legal issues, or to provide references for paid speakers or consultants.

Thank you for contacting the Community Tool Box Ask an Advisor team!

Question Date: Tue, 04/26/2016